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If you’ve been trying to get a credit card, but have bad credit, you may be wondering about the guaranteed approval card offers you’ve come across. A key factor in these so-called guaranteed approval credit cards is that the requirements to qualify are usually minimal. While this term might sound like the answer to your credit card woes, the fact is that all credit cards come with some form of basic requirements before a company will issue one to you.
There is also the question of just how bad your credit is.
Applying for this card requires no credit history, and there is no credit check.
That makes the Open Sky secured Visa card ideal for someone with bad credit.
Unsecured Cards | Secured Cards | Prepaid Cards An unsecured credit card requires no security deposit and is a true line of credit from the card issuer.
A drawback to these unsecured credit cards for bad credit, however, is that they typically come with high fees and a high interest rate or APR.