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You can send free SMS text messages to anyone with a SMS or text message enabled mobile phone.

You no longer have to pay to send quick SMS or text messages as long as you have access to the Internet.

Since instant messaging allows users to communicate in real-time, users can respond quickly to questions or comments.

Instant messaging is a great way to stay in touch with family members and friends while saving money on long distance phone bills.

Unlike emails where messages are written and sent to the recipient's email inbox to await their opening and reading of it, instant messages are just that - instant.

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I fear I will never have financial stability…and I’m tired of where I live and the state I live in. I’m hoping for a large settlement to get back on my feet..There are some risks affiliated with IM such as a computer catching a virus, personal information being stolen, or sex predators seeking victims; however, these risks can be reduced or avoided entirely when the proper precautions are followed.In order to send and receive instant messages, a user must sign-up for an IM account.Children should be supervised carefully when instant messaging and should never add someone to their list or agree to be added to anyone else's list without approval from their legal guardian.Predators have been known to use instant messaging as well as chat rooms to seek out victims, so while IM may seem safer, it is not without risks.

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